Ask Your Surety Pro – How Much Debt Is Too Much for a Surety Underwriter?

Debt is a normal part of running and growing a construction company. But at what point does leverage start to affect your bonding capacity?

In this episode of Ask The Surety Pro, Chris Ruck, Vice President at Anderson & Catania, explains how surety underwriters evaluate contractor debt, what financial factors they weigh, and when leverage becomes a concern for your bond program.

The key question is not how much debt you have. It is whether your business has the cash flow, working capital, profitability, and financial strength to comfortably support that debt while completing your existing backlog.

If you are considering new financing and want to understand how it will look to a surety underwriter, this episode is worth your time.

Watch time: 0:53