Your Bonding Company Relationship

Something meaningful is happening for Anderson & Catania in the New York and New Jersey construction markets. Established contractors are referring other construction company owners to our team, and the source of those referrals tells an important story. In this episode of Ask The Surety Pro, Tony DeMartino, Surety Bond Producer at Anderson & Catania,…

The most effective thing a contractor can do about profit fade is address it before it becomes a pattern. That means reviewing job cost reports consistently throughout each project, not just at close. It means having honest conversations with your surety broker before underwriting season rather than during it. And it means treating your WIP…

Some construction company owners are surprised to learn that surety companies often want to see a business line of credit in place, even if it is rarely used. The reason has less to do with whether you draw on it and more to do with what it represents to an underwriter. In this episode of…

For small contractors relying on internally prepared financial statements, upgrading to a CPA compilation report can be an important first step toward qualifying for larger bonding programs. But the value of that compilation depends heavily on how it is prepared and what supporting schedules the CPA firm includes. In this episode of Ask The Surety…

Your first meeting with a surety company is about more than your financial statements. Surety underwriters want to understand the people behind the business — your experience, your reputation, your operational discipline, and your long-term vision for growth. In this episode of Ask The Surety Pro, Brent Headley, Surety Account Executive at Anderson & Catania,…

One of the most common questions construction company owners have about SBA lending is a straightforward one: does it actually apply to them? The answer is yes, and it has for a long time. AC Surety sat down with Capital Bank to get a direct answer on which SBA loan products are available to construction…

The surety bond market in 2026 continues to offer strong capacity for small businesses, especially contractors working in federal infrastructure, manufacturing expansion, energy projects, and data center construction. In this episode of Ask The Surety Pro, Joe Catania, Co-Founder and CEO of Anderson & Catania, explains why surety companies remain motivated to support well-managed small…

Succession planning is one of the most pressing conversations happening in the construction industry right now. A generation of company owners is approaching the exit, and the question they keep running into is the same one: where does the money come from? Whether you are an owner looking to sell to a third party, transition…

Outsourced bookkeeping and year-end CPA support work well in the early stages. But for growing construction companies pursuing larger bonded projects, there comes a point where that setup is no longer enough. In this episode of Ask The Surety Pro, Brent Headley, Surety Account Executive at Anderson & Catania, explains when bringing accounting in-house becomes…

If you have ever been turned down for conventional financing or found that traditional lending did not quite fit what your business needed, the SBA 7(a) Loan Program may be worth a closer look. AC Surety sat down with Capital Bank to get a plain-language explanation of how the program works and who it is…