Posts by EmoryDay
Ask The Surety Pro – Joe Catania On the Factors Surety Companies Use to Assess Risk & Bondability
Contractors, your personal credit score does impact your ability to get bonded — but a lower score doesn’t automatically disqualify you. In this episode of Ask The Surety Pro (0:53), our Vice President, Chris Ruck, shares how to address personal credit challenges — and offers a framework for explaining your situation to a surety company…
Read MoreAsk The Surety Pro – Chris Ruck Shares How to Address Personal Credit Challenges
Contractors, your personal credit score does impact your ability to get bonded — but a lower score doesn’t automatically disqualify you. In this episode of Ask The Surety Pro (0:53), our Vice President, Chris Ruck, shares how to address personal credit challenges — and offers a framework for explaining your situation to a surety company…
Read MoreAsk The Surety Pro – Tony DeMartino On Confidentiality in a Broker–Contractor Relationship
When you work with a surety broker, you’re sharing a lot of sensitive information—your financials, project backlog, banking relationships, even your long-term strategy. That’s not information you hand out lightly. In today’s episode of Ask The Surety Pro (0:49), Tony DeMartino, our Surety Bond Producer, breaks down what confidentiality means in the broker–contractor relationship. Watch…
Read MoreAsk The Surety Pro – Rich Anderson On How Surety Companies View Overbillings & Profit Recognition
Overbilling is like borrowing from your future work — smart contractors manage it carefully to gain strategic advantages without risking their companies. In today’s episode of Ask The Surety Pro (2:39), our Co-Founder, Rich Anderson, shares insights into how surety companies view overbillings and profit recognition. Check it out — this one’s packed with insights…
Read MoreAsk The Surety Pro – Tony DeMartino Opens Up About What Fuels His Passion For Serving Contractors
In the world of surety bonds, experience and dedication make all the difference. That’s why we’re excited today’s episode of Ask The Surety Pro (0:42) featuring Tony DeMartino, our Surety Bond Producer, as he opens up about what fuels his passion for serving contractors and helping them succeed. Tony’s commitment goes beyond transactions — it’s…
Read MoreAsk The Surety Pro – Joe Catania Shares How Small Businesses Can Improve Their Financial Presentation & Expand Their Bonding Capacity
Small business contractors can prove their financial strength to surety companies—even without the deep reserves of larger firms. In today’s episode of Ask The Surety Pro (1:09), Co-Founder & CEO Joe Catania shares key steps small businesses can take to improve their financial presentation and expand their bonding capacity.
Read MoreAsk The Surety Pro – Chris Ruck Shares How Personal Assets Can Impact Your Bonding Capacity
Did you know a contractor’s personal assets can help increase bonding capacity? By serving as a backstop to company liabilities, personal assets reinforce financial strength in the eyes of a surety. In today’s episode of Ask The Surety Pro (0:53), our Vice President, Chris Ruck, shares how personal assets can positively impact a contractor’s ability…
Read MoreAsk The Surety Pro – Tony DeMartino On What Sets High-Performing Construction Companies Apart
A successful construction company owner typically possesses a strong mix of business acumen, leadership skills, financial discipline, and industry expertise. In today’s episode of Ask The Surety Pro (1:07), Tony DeMartino, Surety Bond Producer, breaks down the key qualities that set high-performing construction company owners apart. Click to watch!
Read MoreAsk The Surety Pro – Rich Anderson Breaks Down How Sureties View Underbillings as a Red Flag
A contract underbilling late in a project can mask cost overruns or unaccounted expenses. In today’s episode of Ask The Surety Pro (2:03), our Co-Founder, Rich Anderson, breaks down how sureties view underbillings as a potential red flag—especially as a project nears completion. Click to watch!
Read MoreAsk The Surety Pro – Joe Catania Shares the Costly Risk of Winning Bids Without Bonds
Winning a bid at a lower price but failing to secure the required bonds can result in lost opportunities, damaged credibility, and sunk costs. In today’s Ask The Surety Pro (0:58), Co-Founder & CEO Joe Catania highlights the risks contractors face when they can’t provide performance and payment bonds after winning a bid.
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